Can a car be at fault in a parking lot accident?

Yes, provided you have collision coverage as part of your insurance policy. If you don’t have collision coverage, and you are at-fault for the accident, you are on the hook to pay for any damages to your vehicle. How Is Fault Determined in a Parking Lot Collision?

Can a third party claim for damage to your car?

If you have third party insurance you will be unable to claim against your own insurance policy for damage to your own vehicle. Your insurance company will still decide who is responsible for the accident.

What happens to your car after a car accident?

What happens to your car depends on the severity of the damage. If the insurer decides that the vehicle is not economical to repair, the car will be written-off and you’ll be offered the market value at the time of the accident.

What happens if something goes wrong with the car you just bought?

The federal “cooling-off rule” does not apply to car buying, as stated by this sign in a dealership sales office. If something is wrong with the car you just bought, work with the dealership to get it repaired rather than trying to force the dealer to take the car back.

What happens if my car had damages prior the accident?

If you’re in a car accident, insurance will often cover the cost of vehicle repairs. But what happens if your vehicle had pre-existing damages? Things get a little trickier, and the insurance adjuster will likely pay you less on your claim. What Counts As Pre-Existing Damage? Simply, any damage that existed before the time of the accident.

What to do if your car is damaged on the road?

Go to the portion of the road that caused the damage to your vehicle and take pictures of it. Try to take pictures that reflect how the road could have damaged your car. Write down specific information about the damage, such as what side of the road it occurred on and what mile marker it happened near.

What to do if someone hits your car while parked?

If your car is hit while parked, it’s important to document the damage and file a claim with your insurance company. Each state sets a dollar amount to determine when you should file a police report. In most cases, damages over $1,000 require filing an official accident report.

What happens if you get hit by a car?

The police will not be interested, this is at worst a minor shunt with minimal damage to one vehicle. They will not arbitrate in a purely civil matter, which is what this is. Wrong, the police will take an interest to any accident on a public road, especially if involved parties are refusing to provide details.